The following lists Fees & Expenses commonly deducted from 401(k) Plans. Some of these are regularly disclosed; some are not.

COMMUNICATION EXPENSES

• Shining a Light on Murky 401(k) Fees

• Revealing Hidden Costs of Your 401(k)

• The Hidden Cost of 401(k) Revenue Sharing

• Enrollment (Materials)
• Ongoing (Materials)
• Enrollment (Meetings)
• Investment Advice

RECORDKEEPING & ADMIN EXPENSES

• Base Fee
• Per Participant Fee
• Per Eligible Employees
• Distributions
• Loans Origination
• Loans Maintenance
• Semi-Annual Discrimination Testing
• 5500 Filing Package
• Other Expenses

INVESTMENT EXPENSES

• Base Fee
• Individual (Mutual) Fund Expenses
• Manager/Advisor Fee
• Other Asset Fees (Revenue Sharing, Wrap, Administration, etc)

TRUSTEE EXPENSES

• Base Fee
• Per Participant Fee
• Asset Charge

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401(k) Participants' Awareness and Understanding of Fees